Driver Benefits

Our drivers are the best in the industry, so we want to make sure they’re well cared for at all times. Our driver benefits packages include options to fit every lifestyle.

What benefits can I elect?

  • Medical/Prescription
  • Dental
  • Vision
  • 401(k)

What benefits are company-paid?

  • Life Insurance (including Accidental Death & Dismemberment)
  • Short Term Disability

Who can be covered on the insurance plans?

  • Employee
  • Legal spouse – If your spouse works (regardless of the amount of hours) and coverage is offered by the employer (regardless of the type or price of the coverage) they cannot be on the Medical/Prescription plan.
  • Children & Stepchildren under 26
    • Full-time students – can be covered up to age 26 for the Medical & Vision & Dental plans, with proof of full-time enrollment in a high school, trade school or college.
    • Dependents ages 19-26 – can be covered under the medical/prescription, dental & vision plan if they do not have coverage available through an employer, with Dependent Employment Verification Form completed.
      **Notification of changes must be submitted in writing within 30 days from the event (i.e. marriage, birth, loss of coverage, etc.). **

When will I be covered?

Your benefits for Medical/Prescription, Dental & Vision Insurance, Life/Accidental Death & Dismemberment Insurance, and Short Term Disability will become effective the first of the month following your 60th day of employment. You are eligible to enroll in the 401(k) plan on the first of the month following completing 6 months of employment.

401(k) Plan

AmeriServ

You will become eligible to participate in the plan the first of the month following your 6 months of employment with the company.
The company will match $0.25 per $1.00, up to 3% of your gross earnings.

Medical/Prescription Plan

UPMC (Local PA)
Highmark Blue Cross/Blue Shield
**Employees pre-pay 1 month in advance for benefits**

Choose the insurance plan that fits you

Drivers can choose from the following 2 options:

Weekly: Highmark

  • Single: $2,000 • Family: $4,000
  • Employee – $43.00
  • Employee & Spouse – $115.86
  • Employee & Child – $103.52
  • Employee & 2-4 children – $106.52
  • Employee & 5+ children – $108.52
  • Family w/ 1 child – $133.01
  • Family w/ 2-4 children – $136.01
  • Family w/ 5+ children – $137.01

Weekly: UPMC (Local PA)

  • Single: $2,000 • Family: $4,000
  • Employee – $40.63
  • Employee & Spouse – $108.80
  • Employee & Child – $96.60
  • Employee & 2-4 children – $99.60
  • Employee & 5+ children – $101.60
  • Family w/ 1 child – $125.94
  • Family w/ 2-4 children – $128.94
  • Family w/ 5+ children – $130.94

All Co-Pays

  • Office Visit – $30
  • Specialist Office Visit – $40
  • Emergency Room – $150

Prescriptions

Employee pays 30% for generic and brand-name prescriptions and 100% for non-formulary prescriptions. There is a $10 minimum/$100 maximum. Mail-In service is available for maintenance prescriptions; forms are available through Highmark or by calling HR.

Dental Plan • United Concordia

Weekly Premiums:

  • Single – $2.50
  • Family – $ 7.38

*If you voluntarily cancel this plan after it’s already in effect, it cannot be re-elected in the future.*

Vision Plan • Davis Vision

Weekly Premiums:

  • Single -$1.17
  • Employee + 1 – $2.34
  • Family – $3.51

*If you voluntarily cancel this plan after it’s already in effect, it cannot be re-elected in the future.*

Company-Paid Insurance Benefits

**Please note: We do not offer additional coverage.**

Life Insurance Policy

  • $15,000 – Employee
  • $2,000 – Spouse
  • $1,000 – Dependents under the age of 19

Accidental Death & Dismemberment

  • $30,000 – Employee
  • $4,000 – Spouse
  • $2,000 – Dependents under the age of 19

Short Term Disability

Could pay the employee up to $250 per week (pre-tax) for up to 26 weeks. This is in the event of a sickness, surgery, injury (non-work related) or maternity leave extending past the unpaid 8-day waiting period. You must notify the Benefits Coordinator to request paperwork and start a claim.